OUR DATA

You don’t have to trust us.

You can check.

Every published finding should lead back to evidence.

WHAT WE USE

The receipts behind
the research.

We prefer primary sources.
When they disagree, we say so.

Merchant policiesCancellation pagesBilling-platform instructionsTerms and conditionsCustomer evidenceApplicable rules and guidance

WHAT WE PUBLISH

Not just the answer.

The work behind it.

The routeThe billerThe frictionThe sourceThe date checkedThe confidence
Explore a company →

CONFIDENCE

Certain isn’t the default.

It’s something to prove.

Confirmed

The evidence supports the finding.

Partially confirmed

Some parts are verified. Others remain uncertain.

Unconfirmed

We found a possible route, but not enough evidence to call it fact.

If we don’t know, we show you.
If we can’t support a score, we don’t publish one.

THE DIFFICULTY INDEX

We count
the work.

The score summarises the friction. The evidence explains it.

Access barriers40
Contract terms30
Consumer signal20
Compliance gaps10
100 points of documented friction

CORRECTIONS

When the facts change,
so do we.

Routes change. Policies change. Companies improve.

If our research is wrong or out of date, send us the evidence. We’ll check it and publish what changed.

Report a correctionView the correction log →

INDEPENDENCE

No paid placement.
No affiliate rankings.

Companies cannot pay for a better score.

The Index measures the cancellation process—not whether we like the company.

LOOKING FOR PRODUCT DATA?

What we research
isn’t what we access.

Our Data explains the evidence behind our public research. Security explains what the app can access, store and do.

Go to Security →

CHECK THE SCORE

Then check us.

Explore the sources and decisions behind the Index.

Explore the Difficulty Index →